Why Not Two Prime Rates?

Why Not Two Prime Rates?

I often ask the question, “If we were able to send a human being to the moon and bring them back alive back in 1969, how, in 2023 while holding more computing power in the palm of our hands, more than NASA had 54 years ago; how can we not make this one thing happen?”...
Let It Go

Let It Go

The Things We Cling To… Seriously?!? (I Ask Myself) We should pause from time to time and question why we struggle to let go. Sometimes, letting go is the smartest play, if not the easiest. Sometimes questioning ourselves isn’t so simple; we are better off...
Three Simple Rules: Part III

Three Simple Rules: Part III

Maintain Control Control what? Your reaction(s). Learning to control our reactions (emotions) is vital to progressing in any field, and in life in general. No matter our age, we generally need continuous work in this ‘control’ area as we too often expend...
Three Simple Rules: Part III

Three Simple Rules – Part I

In business and in life, three simple rules will take you far: 1. Be kind. 2. Work hard. 3. Maintain control. I’ve printed the above three points out in large font and stuck them above my monitor in order to provide a constant reminder. Be Kind The practice of...
We Get Knocked Down…

We Get Knocked Down…

…we get up again, you’re never keep me down… (chumbawamba) What Matters? It’s about the journey, not just the destination, right? Sort of. The destination is after all, many times, the entire point of the journey. We don’t take a plane to Maui,...
The 19th Hole

The 19th Hole

Historically the Bank of Canada (BOC) has moved in 0.25% increments, with rare exceptions. This tradition was abandoned totally in 2022 and here we sit with a 4.75% increase to Prime in the span of just 10 meetings. Nearly double the pace we were conditioned to...

Inflationary Vs. Reality

There’s a growing selection of topical discussions to have on; Immigration (why we need to keep the doors open) Housing supply (how we can radically increase supply in short order) The White Lotus (who will carry over into season 3?) However if I think about...
Life Is A Puzzle

Life Is A Puzzle

Sometimes the pieces click together one after another in a steady pace. Smoothly, quickly, and the days each move past the same way, with ease. This isn’t a typical Mortgage Brokers life at this time. Little is smooth n’ easy in our days. The image above...
Supply Down; Prices Up

Supply Down; Prices Up

Also ice is cold and fire is hot. Despite the 0.25% rate hike ‘everyone’ thought was coming in July arriving a month early, which is a lot different than Christmas arriving early, the word is that there’s a ‘100% chance’ of another 0.25%...