Journaling: A Mind’s Best Friend

Journaling: A Mind’s Best Friend

There’ve been numerous studies (sorry, no links to any) that confirm a connection with both learning new information and processing experiences through putting pen to paper and writing things down. I write… a lot, much of it on a keyboard. However...
What If Interest Rates Quintuple?

What If Interest Rates Quintuple?

We shall go no further than this final post on this theme. The point is made. Over the past three posts we’ve looked at (increasingly) extreme rising interest rate scenarios through the lens of household mortgage payment. Specifically, what happens to the average...
What If Interest Rates Quintuple?

What If Interest Rates Quadruple?

Welcome to part 3 in an escalating series of ‘what if’s’. Please Note; I’m personally skeptical we will see any significant interest rate hikes over the next five years. (significant being more than 1% – 2%). And given that borrowers were/are qualified at a...
What If Interest Rates Quintuple?

What If Interest Rates Triple?

What If Interest Rates Triple? Rather than make noise about how ‘rates can only go up’ – which is a ridiculous statement. Rates can go any one of 3 ways at any time; up, down, or flat. And when they do move, it is typically in small increments. Although I guarantee...
What If Interest Rates Quintuple?

What If Interest Rates Double?

Every year, since always it seems, there are headlines warning us about interest rates.  Interest rates about to rise.  ‘Prepare For Interest Rate Shock’, being one of my local favourites, as the Bank Of Canada proceed to cut rates 0.25% the very next day. The main...