The Four Ingredients

The Four Ingredients

BELIEFDETERMINATIONACTIONDISCIPLINE – A.K.A. Constant Spaced Repetition Step One: Belief Belief boils down to three little words: clarity of purpose. Clarity of purpose is crucial. Do you know why you are doing what you are doing? Do you believe wholeheartedly in...
What If Interest Rates Quintuple?

What If Interest Rates Quintuple?

We shall go no further than this final post on this theme. The point is made. Over the past three posts we’ve looked at (increasingly) extreme rising interest rate scenarios through the lens of household mortgage payment. Specifically, what happens to the average...
What If Interest Rates Quintuple?

What If Interest Rates Quadruple?

Welcome to part 3 in an escalating series of ‘what if’s’. Please Note; I’m personally skeptical we will see any significant interest rate hikes over the next five years. (significant being more than 1% – 2%). And given that borrowers were/are qualified at a...
What If Interest Rates Quintuple?

What If Interest Rates Triple?

What If Interest Rates Triple? Rather than make noise about how ‘rates can only go up’ – which is a ridiculous statement. Rates can go any one of 3 ways at any time; up, down, or flat. And when they do move, it is typically in small increments. Although I guarantee...