The Four Ingredients

The Four Ingredients

BELIEFDETERMINATIONACTIONDISCIPLINE – A.K.A. Constant Spaced Repetition Step One: Belief Belief boils down to three little words: clarity of purpose. Clarity of purpose is crucial. Do you know why you are doing what you are doing? Do you believe wholeheartedly in...
What If Interest Rates Quadruple?

What If Interest Rates Quadruple?

Welcome to part 3 in an escalating series of ‘what if’s’. Please Note; I’m personally skeptical we will see any significant interest rate hikes over the next five years. (significant being more than 1% – 2%). And given that borrowers were/are qualified at a...
What If Interest Rates Quadruple?

What If Interest Rates Triple?

What If Interest Rates Triple? Rather than make noise about how ‘rates can only go up’ – which is a ridiculous statement. Rates can go any one of 3 ways at any time; up, down, or flat. And when they do move, it is typically in small increments. Although I guarantee...
Winter Is Coming!

Winter Is Coming!

Winter Is Coming! Meh, really? Seriously, why is this a constant refrain in one form or another? I attended a five day event in January 2017, and the host (who is ‘not my guru’) repeated this like a chant, over and over and over each and every day. I’d also noticed a...
September 30! Are You Ready?

September 30! Are You Ready?

If you’re a Realtor, Broker, property buyer or seller this matters. There’s a lot happening these days, good things, bad things, and things that fall under ‘other’. This bit of news falls under the good heading, in that we’re recognizing a tragic piece of our past as...