The 19th Hole

The 19th Hole

Historically the Bank of Canada (BOC) has moved in 0.25% increments, with rare exceptions. This tradition was abandoned totally in 2022 and here we sit with a 4.75% increase to Prime in the span of just 10 meetings. Nearly double the pace we were conditioned to...

Inflationary Vs. Reality

There’s a growing selection of topical discussions to have on; Immigration (why we need to keep the doors open) Housing supply (how we can radically increase supply in short order) The White Lotus (who will carry over into season 3?) However if I think about...
Life Is A Puzzle

Life Is A Puzzle

Sometimes the pieces click together one after another in a steady pace. Smoothly, quickly, and the days each move past the same way, with ease. This isn’t a typical Mortgage Brokers life at this time. Little is smooth n’ easy in our days. The image above...
Supply Down; Prices Up

Supply Down; Prices Up

Also ice is cold and fire is hot. Despite the 0.25% rate hike ‘everyone’ thought was coming in July arriving a month early, which is a lot different than Christmas arriving early, the word is that there’s a ‘100% chance’ of another 0.25%...
Reality Check(s)

Reality Check(s)

A Harsh Reality It’s been said that ‘a picture is worth a thousand words’. The image above is either worthy of hundreds-of-thousands of words; if we wade into politics, government bureaucracies, the failed policies of levels of government(s), both...